Although I was disappointed, I wasn’t surprised when HUD announced last week that FHA would not back loans made to DACA recipients. DACA was a designation made by the Obama Administration that provides temporary legal status for a select group of people who were brought to the U.S. when they were small children and have…
This is the time of year when social media is flooded with photos and stories of our friends enjoying exotic vacations from around the world. I enjoy travel, but I have found that vacations can also be stressful and exhausting. Exactly the opposite of what they are supposed to be. My advice is to use…
It’s no secret that smart phones, the internet, and social media having been constantly eating into in our lives, and the number of people who regularly carve out time to think and work distraction-free has become fairly miniscule. Not surprisingly, the scarcity of deep thinkers will make them the biggest winners in our economy in…
As I was writing this blog, my beloved LA Lakers closed a huge trade. Anthony Davis, arguably the best center in the NBA will join LeBron James on the Lakers roster next season. The trade immediately makes the Lakers a contender for the 2020 NBA Championship. Good news for Lakers fans…but to be honest, I…
I recently read that 40% of real estate agents and loan officers will change companies in the next twelve months. This tends to happen when the market shifts dramatically. Real estate is a cyclical business and after one of the longest bull markets in modern history, it’s not a surprise that things are starting to…
I’m of the belief that our political system is broken. Until we get rid of gerrymandering and big money in politics, we won’t have a government that truly reflects the will of the people. I think this opinion has support from all political persuasions. That said, we can stick our heads in the sand or…
I might be a bit premature in celebrating, but my prediction about Kawhi Leonard is proving to be correct – in a big way. The Raptor forward is about to bring the musician Drake and about a million rapid fans from Toronto, Canada their very first NBA Championship. Leonard is my kind of superstar: talented,…
About ten or twelve years ago, I was at my local driving range hitting some golf balls on a Sunday afternoon. The driving range in Del Mar has The Golf Mart next to it. On this particular day, the driving range was packed and The Golf Mart was hopping. The guy who ran the shop…
I have been reading a book called Factfulness, with a subtitle that says Ten Reasons We’re Wrong About the World – and Why Things Are Better Than You Think’. Bill Gates supposedly called it one of the most important books he has ever read. The book begins by asking the reader to answer a few…
I wrote the words above almost three years ago when I first drafted the NAHREP 10. It was not a part of the original list, but a friend urged me to include something about health and fitness on the list and I thought it was a good idea. However, regardless of what I wrote, like…