If your goal is financial independence, you have to know where you stand. In this episode, I break down how to calculate your net worth, what counts as an asset or a liability, and why this number should guide your spending, investing, and long-term goals. Your net worth is more than a figure—it’s a tool to help you design the life you were meant to live.
Latinos have the highest workforce participation in the country—but we still underinvest in real estate and the stock market. In this episode, I break down why investing 20% of your income in these two asset classes is one of the smartest wealth-building moves you can make. I also explain why small rental properties, REITs, and index funds are the safest places to start—no hype, just strategy.
In this episode, I break down why minimizing debt is one of the most important principles in the NAHREP 10—and why even so-called “good debt” can wipe you out if you’re overleveraged. I share a real story of someone who had over $10 million in net worth, lost it all during the recession, and why it happened. If you’re carrying high-interest credit card debt, this one’s for you.
A lot of people make good money—and still live paycheck to paycheck. In this episode, I talk about why financial independence starts with discipline, how saving more prepares you for opportunity, and why rich people get richer during downturns. If you want to build lasting wealth, it starts with keeping more of what you earn.
NAHREP 10 Principle #2 is simple: be in the top 10% of your profession. In today’s world, being average won’t cut it. In this episode, I break down why standing out is essential in an AI-driven economy—and how mastering your craft is the key to long-term prosperity.
There’s no shortage of social media advice on how to get rich—but most of it misses the point. I explain why the first step to real wealth is understanding why it matters, and how the NAHREP 10 principles lay out the blueprint for a richer, more fulfilling life.
The acronym DEI is dead—but the fight for equal opportunity is far from over. I break down why lazy labels set us back, and why we need to rebrand the movement in a way everyone can get behind.
AI is changing the game—and Latinos have a chance to jump ahead. I’ll break down how using AI smartly can help close the wealth gap faster than politics, and why the time to act is right now.
Wealth isn’t just about money—it’s about freedom. I’ll share why understanding wealth shifts everything: your purpose, your discipline, and your power to shape the future.